Paying Too Much for a Non-UFCU Auto Loan?
UFCU Refinancing Saves $$$
May 2012
Have you bought a new or used car recently? Did you finance with a lender other than UFCU? If so, the chances are good that you may be paying too much for your loan. How can you know? Take a few minutes to check out refinancing opportunities at UFCU. You could save hundreds to thousands on the total cost of your loan. You may also be able to reduce the term of the loan and/or lower your payments.
Child Identity Theft: Stolen Financial Innocence
The phone rings as your toddler plays with his toys on the floor. You pick up the phone as usual, only this isn’t a friendly call--it’s a credit card company demanding payment for thousands of dollars.
At first you think that your account has been hacked. Then the collector says that the bill is for your toddler, blissfully unaware of the serious financial and legal consequences ahead for you.
Researchers at Carnegie Mellon recently conducted the most extensive study on child identity theft to date and found that the rate among children in the report who had their Social Security Number used by someone else (10.2%) was 51 times higher than the adult identity theft rate (0.2%).*
Child identity theft is a severe problem for a number of reasons. A child’s age can allow fraud to go unreported for years, even decades. By the time it’s discovered, the damage to their credit history may be difficult to legally dispute or irreparable altogether.
Where's the Closest ATM?
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Where you bank right now isn't something you think about much, right? Checking your balance online, finding an ATM and hoping you have some bucks in your account is about the limit of your banking thoughts.
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May 2012
7 Tips for Landing Cheap Airfare
Airfare bargains are getting harder to find. These tips from SmartMoney can help you find them.
Energy Savers Guide: Tips on Saving Money and Energy at Home
This guide from the U.S. Department of Energy is loaded with tips to help you save money and use less energy.
Prepaid Card Survey
This report from Consumer Action looks at what it costs to buy and use a prepaid card.
Paying for College - Cost Comparison Worksheet
This worksheet from the Consumer Financial Protection Bureau will help you make side-by-side cost comparisons of 3 schools, tailored to your unique financial circumstances.
About getREAL
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