Amid the Holiday Rush, Don't Forget These Year-End Financial Tips
It's the end of the year and while many thoughts turn to holiday celebrations and shopping, don't forget that you should perform an end-of-the-year review of your finances. Here are some tips that can save you some money.
Shopping on Black Friday or Monday?
Read this before you go!
Are you planning on hitting the stores on Black Friday and the online stores on Black Monday? Or will you do your holiday shopping later? No matter when you shop, make sure you do your homework in order to get the best deals. Here are some tips to help.
Digital Wallets: Apple Pay Joins the Crowded Field
Digital wallets have recently been in the news with the launch of Apple Pay. Digital wallets in one form or another have been around for several years. Apple Pay joins other wallets such as Google Wallet, Softcard, LoopPay, and PayPal. Digital wallets allow you to make mobile and online payments. Most wallets allow you to store credit and debit card information. Some wallets store loyalty/rewards cards, membership cards, insurance cards, coupons, receipts, tickets, and even your ID. Others allow you to make other types of payments and pay bills.
What Do You Need to Know About Data Breaches?
Did you know that there have been over 200 reports of data breaches so far in 2014? Yet most of these did not make the headlines. The number of records affected in each of these breaches vary from a few hundred to the approximately 56 million reported by Home Depot.
Do You Have a "my Social Security" Account Yet?
Whether you are paying Social Security taxes or receiving Social Security benefits, you should have a "my Social Security" account. Why should you have an account? Since your annual Social Security Statement is no longer sent by mail, a "my Social Security" account is the only way you can get it. A Social Security Statement shows your complete earnings history and estimates for retirement and disability benefits.
1.2 Billion Passwords Stolen! What Should You Do?
Many of us have seen the headlines reporting that a Russian crime ring has stolen user names, passwords and email addresses. The 1.2 billion passwords and possibly other personal information was stolen from over 420,000 websites worldwide. The hackers have been targeting every website they could from large corporations to very small website. It appears that the stolen data has been used primarily to send spam on social networks.
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