Are you or your family living right up to your income? Or perhaps you are going a bit beyond your income to make ends meet—running up credit card debt or dipping into savings. If so, you are not alone. At least 47% of U.S. households spend all of their income (or go beyond) according to a new report based on national data and prepared by the Pew Charitable Trust.
If you find yourself in this situation—or close to it—it’s time to pause and look for new ways to cut spending and enhance saving. Having even a small emergency fund can put you and your family on a more secure financial footing. Here are some tips to help. Some steps you can take today, others require a little more planning.Read More
Data breaches involving health care providers (labs, doctor offices, hospitals, clinics) and health insurance companies have been on the increase. For example, earlier this year, Anthem announced that they had been hacked and as many as 80 million customers had their account information stolen. Anthem, the nation’s second-largest health insurance company, announced customers of Amerigroup, Anthem and Empire Blue Cross Blue Shield, Caremore and Unicare may be affected as well as other independent Blue Cross and Blue Shield plans in any of the areas that Anthem serves. AnthemFacts.com has more information.Read More
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