How to Keep That Vacation Feeling Forever!
Yes! Finally! After months of deadlines and a long list of tasks, stress and maybe even some sleepless nights, your vacation finally starts and you're FREE!
You have activated your automatic Out Of Office reply and, during your vacation, you are going to do absolutely nothing work- or school-related, and focus on renewing yourself with loads of positive energy.
You know that feeling, right? The feeling that things will be much better when you go back to work with your newfound insight and energy?
Q&A: Not-So-Perfect Credit
Dear Liz: Late last year, I applied for a credit card to buy a new computer on the computer maker's website. I was declined. I was given the chance to talk to the credit card company's agent and was belittled for having not-so-perfect credit, not enough credit and using too much credit, all in the same phone call. Needless to say, I got the message.
Q&A: Taking a Lump Sum or Annuity
Dear Liz: I am 54 and considering retiring in three or four years. I have been fortunate to work at a Fortune 100 company for 30-plus years and have both a defined benefit pension plan and a 401(k). When I retire, we have the option of taking a lump sum or an annuity. Most financial people I talk to strongly recommend taking the lump sum, though I wonder if it is not just so there is more money to manage?
Q&A: Credit Card Debt
Dear Liz: My wife and I accrued $28,000 of credit card debt over the past eight years. In addition to a sizable student loan bill for law school, our home mortgage and the expenses associated with three young children, we are struggling to get ahead enough to knock our credit card debt down. While we make good income between the two of us, it would seem not enough to pay more than the minimum on our debts.
Q&A: Considering Filing Bankruptcy
Dear Liz: I'm a 33-year-old mother who lost my full-time job during the recession in 2009. I may have my "stuff" together again, but am considering filing bankruptcy. Each month I'm spending almost half (yes half!) of my income on debt payments to credit cards, loans and medical bills. Each month after all my bills are paid and groceries are bought, I have zero dollars left over to save.
- Q&A: Planning On A Career Change
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- Becoming President of McBrain
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- What’s the Catch? Five Popular "Offers" to Beware
- Facebook Ad Policy is Changing. Is It Good or Bad? It Depends.
- The "Feel Good" Factor of Saving Money!
- Vacation Travel Tips and Traps
- Beware of Scams That Follow Data Breach Reports
- Hungry in College? Welcome to Food Insecurity
- Heartbleed Won’t Be the Last! Tips for Staying Safe Online
- Two More Online Security Issues: Internet Explorer and AOL
- What Do You Need to Know About the "Heartbleed" Bug?
- How Your Credit Can Cost You $100K… Really!
- How to Pay Less Tax Legally and Boost Your Savings
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